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Find the latest in trends, topics, and news about the finance industry
Cost of Credit
The Cost of Credit is more evident in today’s economy than ever before. The United States has become a nation of debtors and the nature of the consumer credit marketplace has changed significantly. It has been recognized for centuries that borrowers and lenders...
Collection Actions
How Collection collects from consumersCollection Actions by creditors, lenders, or debt collectors against consumers have exploded in recent years. There is not only an increase in the number of consumer debts being enforced in the courts, but also a number of such...
Fair Debt Collection
Fair Debt Collection is vital to ensure that the debt collection industry engages in legal and fair collection practices which do not degrade or oppress the quality of consumers’ emotional well-being. Congress passed the Fair Debt Collection Practices Act (“FDCPA”)...
What is Fair Credit Reporting?
What is Fair Credit Reporting? People who are unduly harmed by credit reporting inaccuracies can't help but ask themselves does fair credit reporting actually exist? Fair Credit Reporting is vital to the health of the banking system to ensure that lenders can lend...
Mortgage Basics
Mortgage Basics Mortgages are complex loans that are secured by real estate property “real property.” One law that regulates certain types of consumer mortgages is called the Real Estate Settlement Procedures Act (RESPA). RESPA allows a consumer to send a dispute...
Market Factors
Market Factors Part of being an effective leader of your small business is to be able to make sense of the numbers and to avoid profitability pitfalls! Understanding market factors is important because your business must be able to understand how to properly...