by Steven Palmieri | Jun 22, 2018 | Credit
Credit Reporting Basics There is a basic common law principle that anyone can tell a story about anyone else as long as it is a truthful story. When the story begins to skew away from truthful (which is obviously a debated issue) then that’s when common law...
by Steven Palmieri | Jun 22, 2018 | Credit
Credit Industry Background In the US, the cost of credit was largely unregulated until the 1960’s when Congress passed the Consumer Credit Protection Act (CCPA) which contained the Truth-in-Lending Act (TILA). CCPA has since grown over the past 50 years to include...
