Deceptive Trade Practices

Deceptive Trade Practices Basics There is a federal law known as the federal Trade Commission Act (FTCA) and many state laws known as deceptive trade acts that make the general practices of unfair and deceptive business behavior to a consumer to be illegal.  In Texas,...

Credit Industry Background

Credit Industry Background In the US, the cost of credit was largely unregulated until the 1960’s when Congress passed the Consumer Credit Protection Act (CCPA) which contained the Truth-in-Lending Act (TILA).  CCPA has since grown over the past 50 years to include...