Personal Debt Management

Debt is a great tool to help you acquire assets when properly utilized. But Sometimes even the greatest of intentions does not turn out the way you hope due to factors that are beyond your control. If you find yourself over leveraged, then dealing with your debt can become a daunting task. Our solutions are designed to help you understand your options so that you can create the solution that works best for your personal goals.

Service Packages

Settlement

Re-Structuring

Principal Reduction

10%/of Principal Flat Fee
  • Provides access to:
  • Agent

  • Services:
  • Debt
  • -Debt Settlement
  • -Principal Reduction

Interest Fee Reduction

$100/Flat Fee
  • Provides access to:
  • Agent

  • Services:
  • Debt
  • -Debt Settlement
  • -Principal Reduction
  • -Fee Reduction

Mortgage*

2%/Principal Flat Fee
  • Provides access to:
  • Agent

  • Services:
  • Debt
  • -Debt Re-Structuring
  • -Mortgage

Loan

2%/Principal Flat Fee
  • Provides access to:
  • Agent

  • Services:
  • Debt
  • -Debt Re-Structuring
  • -Non-Mortgage

Principal Reduction Settlement Service

The Principal Reduction Settlement Service service level is designed for the person who wants professional help in negotiating a settlement on debts. This service provides a professional negotiator to provide a best-effort approach to getting a reduction in the principal amount owed on a consumer debt. This service is ideal for someone who needs asisstance with negotiating with creditors on debts that are primarily already delinquent or charged-off.

Interest Of Fee Reduction Settlement

The Principal Reduction Settlement Service service level is designed for the person who wants professional help in negotiating a settlement on debts. This service provides a professional negotiator to provide a best-effort approach to getting a reduction in the principal amount owed on a consumer debt. This service is ideal for someone who needs asisstance with negotiating with creditors on debts that are primarily already delinquent or charged-off.

Mortgage Restructuring*

The Mortgage Restructuring Service service level is designed for the person who wants professional help in negotiating a mortgage restructure. This service provides a professional negotiator to provide a best-effort approach to getting a reduction in the principal amount, extension of term, or deferment on a consumer mortgage. This service is ideal for someone who needs assistance with negotiating with mortgage services on mortgages that are primarily already delinquent.

Loan Restructuring

The Loan Restructuring Service service level is designed for the person who wants professional help in negotiating a consumer loan restructureother than a mortgage. This service provides a professional negotiator to provide a best-effort approach to getting a reduction in the principal amount, extension of term, or deferrment on a consumer debt. This service is ideal for someone who needs asisstance with negotiating with creditors on debts that may be either already delinquent or charged-off or that may still be current.

*Before using this service, consider the following information. Innofin Consumer Debt Management Services, LLC is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject the offer, you do not have to pay us. If you accept the offer, you will have to pay us for our services specifically the amount agreed upon in your contract with us which shall be available for your independent review prior to engaging us. If you stop paying your mortgage, you could lose your home and damage your credit rating.

Request more information about personal debt help

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