Fair Debt Collection

Fair Debt Collection is vital to ensure that the debt collection industry engages in legal and fair collection practices which do not degrade or oppress the quality of consumers’ emotional well-being.  Congress passed the Fair Debt Collection Practices Act (“FDCPA”)...
What is Fair Credit Reporting?

What is Fair Credit Reporting?

What is Fair Credit Reporting? People who are unduly harmed by credit reporting inaccuracies can’t help but ask themselves does fair credit reporting actually exist? Fair Credit Reporting is vital to the health of the banking system to ensure that lenders can...

Mortgage Basics

Mortgage Basics Mortgages are complex loans that are secured by real estate property “real property.”  One law that regulates certain types of consumer mortgages is called the Real Estate Settlement Procedures Act (RESPA).  RESPA allows a consumer to send a dispute...

Market Factors

Market Factors Part of being an effective leader of your small business is to be able to make sense of the numbers and to avoid profitability pitfalls!  Understanding market factors is important because your business must be able to understand how to properly...

Margins

Margins Part of being an effective leader of your small business is to be able to make sense of the numbers and to avoid profitability pitfalls!  Understanding margins is important because your business must be able to understand how to properly ensure that its...